Grow your credit score

Use your rent and recurring expenses like, Netflix, Spotify, and others to grow your credit score.

4.3 of 5
GET STARTED NOW

Grow your credit score

Use your rent and recurring expenses like, Netflix, Spotify, and others to grow your credit score.

4.3 / 5
GET STARTED NOW

Use Rent Payments and Subscriptions to Build Your Credit

We report your good payment history to major credit bureaus, you could see a positive reflection on your credit score within 30 days.

Quick And Easy Setup
Start your credit building journey in as little as 5 minutes and $7/month.
Build Credit with Subscriptions
Connect a bank account to help us identify your rent and recurring expenses like Netflix, Hulu, Spotify, Apple Music and more.
Watch Your Credit Score Grow
Pay your bills on time and we'll report your progress to a major credit bureau — without you having to lift a finger.

Let us help you improve your credit score

Join our Credit Building Program to start improving your score today.

Grow your Credit Score
Personalized Journey
Monthly Progress Tracker
Chat Support
View Your Credit Score
Reminders and Alerts
$7/month
100% Money Back Satisfaction Guarantee

Our program is designed to improve your credit score. When we report your good payment history to major credit bureaus, you could see a positive reflection on your credit score within 30 days.

CUSTOMERS LOVE US

“It’s a great thing. I have totally forgotten about it while it’s building my credit. What more can I ask for?”
Clare P.
“Aviio jump started my credit and gave me the history I needed to be approved for my apartment.”
Peter S.
“My score jumped to 710 in the last 30 days! I just want to say thank you for your amazing program.”
Norma G.
“I had major anxiety about my credit score. It’s such a relief to have a simple step-by-step program to follow.”
Emma U.
“I had no idea how easy it was to build credit! Aviio makes it super easy to do. The user interface isn’t complicated at all, and it’s an app EVERY college student needs right now!”
Mike M.
“Before Aviio, my heart sank whenever I got charged for subscriptions. Now, I can be proud of my Netflix, Spotify, and Curology accounts!”
Jonathan B.

Breaking the barriers of traditional credit building

Building and understanding your credit score can be daunting, especially if you don't know where to start. The majority of adults are unaware of what their credit score is and are equally stuck when it comes to figuring out how to fix it.

It's frustrating when people decide to try to improve their credit, only to be told that in order to do so, they must have the credit products that they were just told they didn't qualify for. It becomes a catch-22.

We knew that there were indicators other than credit cards and loan payments that could be tracked to provide an assessment of credit worthiness.

And that's where Aviio comes in. Aviio provides an escape from the catch-22 of credit building.

Aviio allows people to record their recurring monthly payments (such as subscriptions or rent) as credit history which immediately improves their credit scores!

FAQ

What is Credit Building? +
Credit building is a way to help you increase your credit score. With Aviio, you use your existing expenses to build credit rather than a high-interest expensive loan. The better your credit score becomes, the easier other aspects of life may become as well, like getting an apartment or a job. And, the lower interest you will pay when borrowing money.
How does it work? +
We help people build their credit using their existing expenses - such as rent, Netflix, utilities, and more! We want to help people jumpstart growing their credit score. Every time a payment is made we report it to a major credit bureau which helps you grow your credit score — minimum effort on your end required.
Will it require a hard credit check? +
No, we believe everyone should have access to building their credit! Upon registration, we do a soft credit check to get your credit score, but that’s it. For additional clarity, this soft check we run during registration will not impact your credit score.
How will I know it’s working? +
Once you have registered for Credit Building, you’ll be able to see your current credit score. Then, every month when we take your payment and report it to a major credit bureau, you can check your Credit Building Dashboard for updates such as: your most recent credit score and all changes to your score.
What happens if I miss a payment? +
Making your payments on time will positively impact your credit score, whereas making late payments or missing payments will negatively affect your credit score.
Can I still use Aviio if my credit score is already good? +
Of course — continuing to report recurring payments will keep benefitting you, although you might see a less drastic score improvement compared to someone who has a low score or a lack of credit history.
How do I contact Aviio Customer Support? +
Feel free to reach out with any questions to [email protected]

Start your credit building journey in as little as 5 minutes

GET STARTED